Apply Now Loan Application Step 1 of 5 - Getting Started 20% Getting Started It's easy to apply for an Instant Loan Centre Personal Loan and your application should take less than 15 minutes to complete. What do I need to apply? Your email address Your Australian driver's licence (if you have one) Your employment details Any amount owing on loans, overdrafts, credit/store cards (including limits and repayments) Your living expenses, including rent and/or mortgage repayments Can two people apply for a loan? Yes, two people can apply for a loan. In such cases, both your financial situations are taken into account. Most customers find single applications the simplest way to apply, however if a joint application is preferred, call us on (03) 9478 8700 and we'll be happy to help. Are you eligible to apply? To apply for an Instant Loan Centre Personal Loan, you need to: Be over the age of 18 Be a permanent Australian resident or on a working visa Currently be working and earning an income Not have had any defaults on Loans or Credit Cards in the last 5 years Not have been bankrupt in the last 7 years I am eligible to apply for a Personal Loan Please confirm that you are eligible to apply.Loan DetailsHow much would you like to borrow ?What is the primary purpose of the loan?SelectEducational ExpensesCar PurchaseOther Vehicle PurchaseCar RepairsTravelDebt ConsolidationSmall DebtsHousehold furnishingsHome improvementsInsuranceOtherReferring Consultant / Coach*Company Name*Important Privacy Notice Because your privacy is important to us, we need you to read and confirm the Privacy Notice. Read the Important Privacy Notice* I have read and agree to the Important Privacy Notice Please ensure you have read and agree to the Important Privacy Notice. Personal Details Your DetailsTitle*MrMrsMissMsDrFirst Name*Middle NameLast Name*Preferred nameGender*SelectMaleFemaleDate of Birth* Relation Status*SelectSingleMarriedDe factoSeparatedDivorcedWidowedAge of dependants('If Applicable')Australian driver's licence number ? Yes No Australian driver's licence number*Please enter your licence number Contact DetailsPrimary contact number*MobileHomeWorkPlease enter your phone numberSecondary contact numberMobileHomeWorkPlease enter your phone numberWhat is your preferred time of contact during weekdays?*SelectAny time (weekdays)Morning (weekdays)Noon (weekdays)Afternoon (weekdays)Email Address* Please provide a valid response.Address* Street Address Suburb or city State Post Code How long have you lived here?Years1234567891010+Months (0)1234567891010+What is your residential status?*RentingLiving with friends/familyOwn home with mortgageOwn home outrightSupplied by employerHave you lived in this address for less than 3 years?*NoYesPlease list previous address* Employment DetailsCurrent employment status*Permanent - fulltimePermanent - part timeCasual/TemporaryContractorSeasonalSelf EmployedUnemployedHome DutiesRetiredPensionerBeneficiaryWorkers CompensationOccupation*Employer name*Employers Full address:* Time with employer*Years01234567891011121314151617181920212223242526272829303132333435363738394041424344454647484950515253555657585960+*Months01234567891011Employer contact number*Business Company Name*Time in current situation*Years1234567891011121314151617181920212223242526272829303132333435363738394041424344454647484950515253555657585960+*Months01234567891011Have you worked here less than 3 years?NoYesPlease list past employer name*Dates from to*Pay*How much do you get paid? - Net Pay after Tax*Gross - Before Tax or Net - After Tax (default to gross)*How Often do you get paid?*SelectWeeklyFortnightlyMonthlyYearlyOtherPrevious Employment DetailsPrevious employment status*SelectPermanent - full timePermanent - par timeCasual/TemporaryContractorSeasonalSelf EmployedUnemployedHome DutiesRetiredPensionerBeneficiaryWorkers CompensationPrevious occupation*Previous employer*Time with previous employer*Years123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960+*Months (0)01234567891011Government Benefits/PensionsGovernment benefits/pensions received?SelectWeeklyFortnightlyMonthlyYearlyAdditional IncomeSource of additional incomeSelectSecond JobRental IncomeChild SupportOtherNoneAdditional net income (after tax)SelectWeeklyFortnightlyMonthlyYearly Financial DetailsExpensesHow much are your rental payments?(Write $0 if you own your own home)**SelectWeeklyFortnightlyMonthlyDo you pay for all of your household's living expenses?*YesNoHow much do you personally pay for living expenses?*SelectWeeklyFortnightlyMonthlyAre you aware of any defaults or overdue / unpaid bills?YesNoAssetsContents*( If not applicable Write $0 )Superannuation*( If not applicable Write $0 )Other Assets*( If not applicable Write $0 )Credit CardsHow many credit cards do you have?*Select0123456Credit Card 1Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*Credit Card 2Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*Credit Card 3Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*Credit Card 4Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*Credit Card 5Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*Credit Card 6Credit card type*SelectMaster CardVisa CardAmerican ExpressDiners ClubStore CardOtherCredit card provider*Credit limit*Current balance owing*OverdraftsHow many overdrafts do you have?*Select012Overdrafts 1Overdraft provider*Overdraft limit*Overdraft balance owing*Overdrafts 2Overdraft provider*Overdraft limit*Overdraft balance owing*VehiclesHow many vehicles do you have?*Select012Vehicle 1How is this vehicle financed?*SelectOwn outrightOwn with a loanLeased carCompany carMake and model*Year of manufacture*Value Of Car*Registration plate number*Loan provider*Current balance*Repayments**SelectWeeklyFortnightlyMonthlyOriginal amount borrowed*Lease payments**SelectWeeklyFortnightlyMonthlyPropertiesHow many properties do you have?*Select0123Properties 1Market value*Loan provider*Current balance*Repaymentsprincipal and interestinterest onlyMortgage loan shared with a partnerYesNoWeeklyFortnightlyMonthlyOriginal amount borrowed*Properties 2Market value*Loan provider*Current balance*Repaymentsprincipal and interestinterest onlyMortgage loan shared with a partnerYesNoWeeklyFortnightlyMonthlyOriginal amount borrowed*Properties 3Market value*Loan provider*Current balance*Repaymentsprincipal and interestinterest onlyMortgage loan shared with a partnerYesNoWeeklyFortnightlyMonthlyOriginal amount borrowed*Other loansHow many other loans do you have?*Select01234Loan 1Loan type*Personal LoanHire PurchaseCar LoanHome LoanOverdraftOtherLoan provider*Current balance*Repayments**WeeklyFortnightlyMonthlyOriginal amount borrowed*Loan 2Loan type*Personal LoanHire PurchaseCar LoanHome LoanOverdraftOtherLoan provider*Current balance*Repayments**WeeklyFortnightlyMonthlyOriginal amount borrowed*Loan 3Loan type*Personal LoanHire PurchaseCar LoanHome LoanOverdraftOtherLoan provider*Current balance*Repayments**WeeklyFortnightlyMonthlyOriginal amount borrowed*Loan 4Loan type*Personal LoanHire PurchaseCar LoanHome LoanOverdraftOtherLoan provider*Current balance*Repayments**WeeklyFortnightlyMonthlyOriginal amount borrowed* Upload FRONT of current Drivers LicenceUpload BACK of current Drivers Licence:Upload Wage Slip 1:Upload Wage Slip 1: